The Malta Permanent Residence Program grants a non-EU applicant over 18 the right to reside indefinitely in Malta, a European Union and Schengen member, with visa-free Schengen travel for 90 days in any 180-day period. The applicant must either rent property at a minimum of EUR 14,000 a year or buy property worth at least EUR 375,000, hold it for five years, and pay a EUR 37,000 government contribution, EUR 60,000 in government admin fees covering the spouse and minor children, EUR 7,500 per additional adult dependent, and a EUR 2,000 donation to a Maltese NGO. Applicants must show assets of at least EUR 500,000, including EUR 150,000 in financial assets, or EUR 650,000 including EUR 75,000 in financial assets. Dependents include a spouse or partner, unmarried children under 29, and dependent parents and grandparents. There is no language, education, or management experience requirement, and a conditional path to citizenship exists subject to residence conditions. Processing runs 6 to 8 months.
Europe
Malta Permanent Residency
Malta Permanent Residency overview
Malta Permanent Residency benefits
- Dependents include a spouse or partner, dependent unmarried children under 29, and dependent parents and grandparents
- Member of the European Union and Schengen Area
- Right to reside indefinitely in Malta
- Visa-free travel in the Schengen Area for 90 days in every 180-day period
- A low-cost and tax-efficient jurisdiction
- No language requirement
- No education or management experience required
- Potential path to citizenship under the Maltese Citizenship Act Chapter 188, subject to conditions: residing in Malta continuously for the 12 months immediately before the application without exiting Malta, and during the 6 years immediately preceding those 12 months having resided in Malta for an aggregate of at least 4 years (48 months); not guaranteed
- Option to obtain a temporary 1-year visa at the start of the process following standard background checks
Malta Permanent Residency requirements
- Be over 18 years of age and a non-EU citizen
- Meet the qualifying investment requirements
- Hold the property investment for a minimum of 5 years
- Have a clean criminal record
- Acquire health insurance coverage in Malta
- Be in good health and of good reputation
- Provide evidence of the source of funds used for the application
- Have sufficient financial resources to support themselves
- Provide proof of assets: at least EUR 500k (including at least EUR 150k in financial assets) or at least EUR 650k (including at least EUR 75k in financial assets), to maintain throughout the first 5 years
Malta Permanent Residency investment options
- Must either rent or purchase property in Malta, held for at least 5 years, and make mandatory contributions
- Property investment and linked government contribution:
- Rental option: minimum annual rental of EUR 14k plus a government contribution of EUR 37k
- Property purchase option: value of at least EUR 375k plus a government contribution of EUR 37k
- Government admin fees:
- EUR 60k for the main applicant (includes spouse and minor children)
- EUR 7,500 per additional adult dependent
- Donation to a Malta non-government organisation: EUR 2k
- The above fees and investments are due after Approval in Principle, except for a minimum part payment of the government admin fee of EUR 15k, which is payable upon submission
Malta Permanent Residency application process
Process (6 to 8 months)
- Preparation and submission of the application documents (with AKM Licensed Agent number AKM-DISC)
- Review of the application by Maltese authorities and conducting of background checks
- Obtain approval-in-principle
- Submit proof of health insurance coverage and fulfill the investment requirements
- Complete the biometrics in Malta and apply for permanent residency
- Issuance of the permanent residency certificate and card
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Malta Permanent Residency
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